Part B, Medicare is also Original Medicare parts covering costs to 100% of seasonal flu shots during the winter or fall once a year. The deductible Part B is not applicable and so Medicare offers coverage to this shot if you are enrolled and eligible in Original Medicare.  However, if your healthcare provider or doctor accepts Medicare supplements plans, the flu shots are covered fully. The providers do  not charge over the Medicare supplement plans approved amount, but if you get a shot from providers not accepting the Medicare assignment, then you have to pay additional fees for the doctors services  and for the shot.

 

The Medicare Advantage plans offer coverage same as the original Medicare that it covers the flu shots in the flu season once. There is no need for a referral with private health plans to receive the flu shot, but it is required to get the shot if it is in your providers plan or network. In the Medicare Advantage plans, same as original Medicare, the flu shot is covered. However, these plans vary with their deductibles and premiums.

 

In case, you are enrolled in Part A and Part B original Medicare, your Part B typical benefits cover the flu shots at no cost provided the health care provider accepts the Medicare supplement plans assignment. Everyone with Part B Medicare coverage is eligible for a flu shot in each flu season.

Enrolling in a Humana Medicare Advantage Plan in 2019 can save you money.

Is the flu shot effective?

The flu shots decrease the illness risk to 60% and it also revealed that adults more than 50 years taking this shot resulted to reduced possibilities of getting hospitalized by 57% due to flu. The main factor of vaccines effectiveness is if the vaccine matches exactly the flu virus found.

 

High risk with flu complications

Most people getting flu will be slightly ill and are usually recovers in two weeks or less without medical care. Yet, people with serious complications are at high risk from flu virus. However, if any are applicable, you are prone to risk:

  • People in the ages 2 or 65 and over
  • People in the care facilities or nursing homes for long term.
  • Women who gave birth recently or pregnant women.
  • Native Alaskans and American Indians
  • People with health conditions such as chronic lung, asthma, or heart disease, blood disorders, neurological disorder, diseases of kidneys or liver, diabetes, weakened immune systems, AIDS/HIV, cancer, and extreme obesity.